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Disclaimer

These terms of use shall apply to “hbgsale.com” and any domains and affiliated websites (“sites”) owned and operated under the “Health Benefit Group” brand, and its affiliates. We use the terms “We”, “Health Benefits Group”, “HBG”, or the “Company” to refer to each of these entities, as applicable.

You Agree to These Terms by Using the Site

Your use of hbgsale.com or related sites is subject to the following Terms of Use and all applicable laws and regulations. By accessing and using the site, you accept, without limitation or qualification, these Terms of Use, and acknowledge that any other agreements between you and HBG are superseded with respect to this subject matter. By using our sites, you agree to the terms and conditions set forth by Health Benefits Group in this section.

Ownership of Content

The site and all of its contents including, but not limited to, all text and images are owned and/or copyrighted by HBG or other third parties and licensed here with all rights reserved unless otherwise stated. Any trademark, logo, or service mark is also a registered or unregistered trademark of the company or other third parties used here under license. Your use of any content, except as provided in these Terms of Use, without the written consent of the content owner is strictly prohibited.

Permissions

You may download content for non-commercial, personal use and provided that you also retain all copyright and other intellectual property notices contained on the content.

You are prohibited from using the Site to transmit any threatening, false, misleading,
infringing,
abusive, harassing, libelous, defamatory, obscene, inflammatory, pornographic or profane material or any material that could constitute conduct that would be considered a criminal offense, give rise to civil or criminal liability, or otherwise violate any law.

Disclaimer of Warranties

ALL CONTENT IS SUBJECT TO CHANGE OR REVISION AT ANY TIME, WITHOUT NOTICE AND IS PROVIDED TO YOU “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED.

The materials appearing on the Health Benefits Group web site could include technical, typographical, or photographic errors. Health Benefits Group does not warrant that any of the materials on its web site are accurate, complete, or current. Health Benefits Group may make changes to the materials contained on it’s web site at any time without notice.

Exclusion of Liability

YOUR USE OF THE SITE IS AT YOUR OWN RISK. NEITHER HBG, NOR ANY OF ITS SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS, OR EMPLOYEES NOR ANY OF ITS AGENTS OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SITE, ARE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THE SITE OR CONTENT WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES.

Links

Health Benefits Group has not reviewed all of the sites linked to any of it’s Internet web sites and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Health Benefits Group of the site. Use of any such linked web site is at the user’s own risk.

Law and Jurisdiction

These Terms of Use and your use of the site are governed by the laws of the state of Florida, United States, without regard to it’s choice of law provisions. The courts of general jurisdiction located within the city of Lauderhill, Florida, United States, will have exclusive jurisdiction over any and all disputes arising out of, relating to or concerning these Terms of Use and/or the site or in matters in which these Terms of Use and/or the site are a material fact.